Never had a credit card,suggest me ONE
NRI, no loans/EMIs, and don’t spend much. Thinking of getting just one CC mainly for emergencies.
Looking for LTF, no forced spending and low risk. I will pay the full bill every month.
Age: 27
CIBIL: 750
Income: ~₹80k/month
Credit Card Preferences: Lifetime free, no/low annual charges
Which credit card would you suggest?
Posted Sep 21, 2026, 6:12 PM UTC
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