New to CCs. Looking for one for Travel

Card Recommendation Request (Template Used)

CREDIT PROFILE
 
* Current credit cards you are the primary account holder of:
   * Player 1:
* Amex Blue Cash Preferred, $10k limit, 6/2026
   * Player 2:
* Wells Fargo Cash Back, $10k limit, 5/2025
* FICO scores with source: Experian 736
* Oldest credit card account age: 1.5 year
* Cards approved in the past 6 months: 1
* Cards approved in the past 12 months: 1
* Cards approved in the past 24 months: 1
* Annual income $: 36,000

CATEGORIES

* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
   * Dining $: 300
   * Groceries $: 300
   * Gas $: 170
   * Travel $: 300
   * Using abroad?: possibly
   * Other categories or stores: Blue Cross Blue Shield
   * Other spend: Amazon
   * Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

* Amazon Prime member: Yes
* Disney bundle subscriber: Yes
* Big bank customer: Wells Fargo
* Open to business cards: Yes

PURPOSE

* Purpose of next card: Travel Rewards
* Cards being considered: Chase Sapphire Reserve, Chase Sapphire Preferred, Amex Gold, Amex Platinum

hi! any recommendations or input will help. i am fairly new to learning about personal finance and credit cards but i would love one that offers travel benefits as i do a lot of weekend trips and am planning 2 overseas trips this coming year. thank you in advance.

Posted Sep 21, 2026, 6:17 PM UTC

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