New to CCs. Looking for one for Travel
CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Player 1:
* Amex Blue Cash Preferred, $10k limit, 6/2026
* Player 2:
* Wells Fargo Cash Back, $10k limit, 5/2025
* FICO scores with source: Experian 736
* Oldest credit card account age: 1.5 year
* Cards approved in the past 6 months: 1
* Cards approved in the past 12 months: 1
* Cards approved in the past 24 months: 1
* Annual income $: 36,000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 300
* Groceries $: 300
* Gas $: 170
* Travel $: 300
* Using abroad?: possibly
* Other categories or stores: Blue Cross Blue Shield
* Other spend: Amazon
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Disney bundle subscriber: Yes
* Big bank customer: Wells Fargo
* Open to business cards: Yes
PURPOSE
* Purpose of next card: Travel Rewards
* Cards being considered: Chase Sapphire Reserve, Chase Sapphire Preferred, Amex Gold, Amex Platinum
hi! any recommendations or input will help. i am fairly new to learning about personal finance and credit cards but i would love one that offers travel benefits as i do a lot of weekend trips and am planning 2 overseas trips this coming year. thank you in advance.
Posted Sep 21, 2026, 6:17 PM UTC