[M4F] Using, Abusing, and Discarding Gold-diggers!

NSFW

The girl stretched out on the sunpad at the stern—Sofia, I think—probably thought of herself as pure bait on a hook: olive skin, a body built for sin, a tiny white bikini that barely pretended to cover anything. Behind the mask, she had the cold, calculating eyes of someone who’d done this before. She’d been lingering at the yacht club all afternoon, nursing overpriced rosé and watching the slips, until she spotted me signing off on the week’s docking fees with the black Amex. The second the word “trust” left the dockmaster’s mouth she was already gliding over, all soft laughter and accidental brushes of her chest against my arm.

She was more obvious than she realized. I could see her already mapping the route from champagne on the flybridge to a penthouse and a monthly allowance. Quite the fisherwoman.

Unfortunately for our new friend Sofia, some fish come with teeth of their own….

I’m pretty sure she had the whole evening planned out differently. Smile, work her magic, get the rich kid horny enough to keep her around for the long haul. A handjob under the table if she felt generous, save the real work for later once the jewelry started showing up.

What she got instead was bent over the polished teak railing at 2 a.m., wrists lashed to the cleats with actual yacht line, a thick plug already stretching her open while I worked two more fingers into her cunt beside it.

Maybe she still thought she was winning. That if she just endured the rough stuff, the real payday was coming. My job was to keep raising the price of admission until the sunk costs crushed her.

Nothing else concentrates the right kind of predator quite like a private slip and a 90-foot hull. All it takes is one open invitation for “sunset drinks” and suddenly you’ve got three different girls in designer cover-ups trying to figure out whether the boat is leased or owned outright. Flash the right card, play a little lost and lonely, and the competition starts before the first bottle is even open.

Once you've got them on the line, that's the easy part done. The real art is front-loading the intensity. After they’ve already let you do something that crosses their personal red lines, walking away starts to feel like admitting the whole night was a waste. They might flinch at the idea of licking you clean after you’ve just been buried in their ass, but if they leave now, what was the hour of being tied to the railing for? Then the cane comes out and they hesitate, yet saying no would mean everything up to that point bought them nothing. So the night just keeps cascading...until it's all over and they're unceremoniously dropped back off at the dock in the morning without even really knowing my name.

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Author's Note: Hello everyone! Pretty fun idea I have here today. A young rich guy with more than a streak of sociopathy decides to turn the tables on the predatory women going after guys like him.

The "sunk cost" phenomenon alluded to above is what I'm really interested in today. I think the dubcon angle there is super hot; but I do like enthusiasm to start with! I like degrading and humiliating my submissive, and I don’t have any limits apart from underage stuff, scat, and incest.

Please send me a Reddit Chat if this idea interests you! I do tend to prefer Discord for the actual RP.

Posted Sep 21, 2026, 6:21 PM UTC

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