₱30K CL Club: Should I Apply for Another Card or Wait for a CLI?

Hi! Please po pakipayuhan / paturuan po ako hehe.

Currently, I have 2 credit cards:

💳 BPI Blue Rewards — ₱30K CL
• Mag-1 year this November
• Tried requesting a CLI around July/August, pero rejected 🥲 (never po akong nalate sa payment and madalas ko po talaga gamitin)

💳 Metrobank CC — ₱30K CL
• Got it last July
• Already NAFFL yey 

Since both are only ₱30K, lagi kong ginagawa po na bayad agad kahit wala pang SOA para replenish available CL kasi mabilis talaga maubos yung limit. 

I’m wondering po if mas okay ba mag-apply na lang for another CC sa UnionBank and RCBC na may NAFFL promo or BDO hoping na mas mataas yung starting CL?

Possible kaya na from ₱30K current CLs, mabigyan ako ng ₱100K+ / 6-digit CL sa new card? Or usually same range muna ang ibibigay and eventually CLI na lang?

Naisip ko rin kasi yung father ko. May ₱7K CL siya before, pero nung nagkaroon siya ng EastWest card, binigyan siya ng 200k+ CL. Kaya napaisip ako na baka possible din pala na mag-apply sa ibang bank and ma-approve with a much higher limit hehe.

For those who have been through this:

👉 Apply for another card or wait for CLI?
👉 Which bank gave you a surprisingly high starting CL?
👉 Possible ba talaga yung malaking jump from ₱30K to 6 digits?
👉 Or mas okay bang palakihin muna yung existing cards through good usage/payment history?

Would love to hear your actual experiences, especially if you started with a ₱20K–₱30K CL and eventually got a much higher limit kahit less than a year. Thank you po.