BCom grad here can't afford a Masters right now, need to start earning. Are govt exams really my best bet, or am I missing something?

Background: I'm a BCom student. Further study (Masters, etc.) just isn't financially on the table for me right now and I need to start earning sooner rather than later. So I've been looking at competitive government exams that only need a bachelor's degree things like SSC CGL, banking/insurance exams, BPSC as a way to get financial stability first and figure out longer-term plans later.

To be clear, I'm not dead set on this path it's just what's visible to me from where I'm standing a graduate with limited options and no budget for further education right now. If there's something better I haven't considered I genuinely want to hear it.

A bit of context on what I'm looking for, in case it helps tailor the advice:

- Decent salary reasonably soon after starting out, not something that takes a decade to become livable

- Actual work-life balance, not a grind

- This is meant to be a stepping stone, not necessarily my forever career

Questions I have:

1. Is this actually a sound plan for someone in my position, or is there a better route I'm not seeing?

2. If you've been through this exact stage figuring out 'what next' after a basic bachelor's with no money for further study what did you end up doing, and would you do it again?

3. For those who prepared for something like this while treating it as a stepping stone rather than a dream job did that mindset help or hurt your motivation and prep?

4. Any resources, communities, or first steps you'd point a total beginner toward?

Genuinely just trying to figure out my next 1- 2 years. Any perspective is welcome including "you're overthinking this" or "here's what I wish someone had told me."