Roth IRA Advice

I started my Roth IRA at 25 with M1 and just funded the 2025 Moderate plan and a bunch of other Vanguard selections. I am now 30 and have ~40K invested. I’m learning that y should actually fund only 3-5 ETFs as opposed to a large random selection.

Should I sell and reinvest my current selections into more concentrated ETFs like VOO, QQQQ, SCHD ?

Posted Sep 25, 2026, 5:14 PM UTC

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