What happens if my income goes over the subsidy cliff in the last 3 months?

Individual/Marketplace Insurance

This is for PA.

I have been on an an ACA plan since January, and I'm getting $1100 per month subsidy. I just found out that I'm getting a bonus this year which will push my total year income over the subsidy cliff, and this will happen either in October or November.

Does anyone know what happens once I update my income to be over the subsidy cliff? Do the last 2/3 months get no subsidies only?

Thank you.

Posted Sep 25, 2026, 5:17 PM UTC

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