Advice on student loan repayment for new grad
I graduated from pharmacy school this year with only federal student loans, subsidized and unsubsidized. I owe $150k, for 6 yrs of school. I have not started repayment yet. There are many loan groups for all the years and semesters of FAFSA. I am curious if I should consolidate them now before I start repayment. I am also curious if I should redo or do, not sure if this has happened, my income based payment plans. I am not licensed as a pharmacist yet and currently work part time 16-20 hours a week making 30/hr as a graduate intern. Curious if it will be a good time to set up income based payment plans as I'm currently making <1/2 the hourly of a pharmacist and working less hours, since when I am full licensed I am going to go up to 65/hr and a minimum of 30 hours a week. TIA!
Posted Sep 25, 2026, 7:43 PM UTC