Stuck in a loop

Long story short: I have a savings account with DCU but just got denied again for a checking account because I have an outstanding credit card debt with another local credit union (Workers Credit Union)

Here’s where I’m stuck. My only debit cards are through VM and CA which has worked fine until now. I have a really amazing new job but they do not do direct deposit so I can only cash my checks for physical cash/deposit into my savings.

I was just forced to get a new phone when mine just stopped working completely. Luckily I had an upgrade through Boost because I’ve been with them since they were Virgin and only had to pay $225 out of pocket(still hurt).

yada yada because I’m unable to access my old phone, none of my apps synced including VM & CA. Apple needs me to pay my monthly bill before I can download any apps - I only have cash. Cash that I can only deposit into my CA/VM if I have a barcode only accessible through their apps…I bought a Mastercard giftcard for $50 stupidly only to find out Apple doesn’t accept them. Looked online & it said I could buy an Apple E-Card that I could use for apps, etc..Nope. The money I just paid is only in my “Apple Account” and not able to be transferred to Apple Cash or be used to pay my Apple Bill. Talked to Walmart and Apple and neither can help me, basically told me too bad.

I hate sob stories but man, my credit is fucked & I can’t get a checking account because my physically abusive ex drained my accounts for his addictions, wrecked my car & caused massive amounts of property damage that I took the blame for because I’m spineless so my insurance is through the roof, and idk if my mental well being even counts because shit happens and I did this to myself but I’ve spent years digging out of this hole.

I finally have a job where I’m actually valued for my experience, insight, & work ethic and have been given an incredible amount of responsibility - but no matter what I just feel like trash and afraid I will never escape this. I will always be trash. I left the bank sobbing and just feel pathetic.