Hi everyone,

I’m looking for some advice about a dispute with an independent used-car dealership close to Zurich.

In July 2026, I went to test-drive a used 2022 Hyundai.  
Before the test drive, the dealership took my driving licence details, but I did not sign any test-drive agreement, liability agreement or other document explaining who would be responsible for damage during the test drive.

A salesperson came with me in the passenger seat.

During the drive, I came close to a very low pavement edge, the right-side wheels made some contact with it. Afterwards, the dealership pointed out some marks around the wheels/rims. Literally just some scratches on the 2 rims.

I took my own photos of the wheels immediately afterwards, which I still have in their original form. I did not purchase the car.

At the time, the dealership did not give me:

* any before/after inspection report
* photographs showing the condition of the wheels before I drove the car
* a damage report
* a repair estimate
* any document saying that I accepted liability
* or any explanation of the dealership’s insurance/deductible arrangements.

**What happened now**

Almost two months later, I received an invoice for CHF 755.

The invoice refers to my test drive on July 2026, but the repair order mentioned on the invoice was apparently only opened on 22 September 2026.

The claimed work appears to be for repairing/refinishing both right-side alloy rims, including removal/remounting of the tyres and outsourced rim repair work.

However, the invoice itself does not provide any photos before and after, damage report, the third-party rim repairer’s actual invoice, proof that the repairs were actually carried out, photographs before/after the repair.

The invoice also does not clearly identify the vehicle in the designated fields using the VIN/chassis number, registration plate, etc.

I’m not trying to avoid paying for damage but would feel like a foold paying for something without evidence that I did it or without evidence that the repair actually even happened.

**What I’m planning to do**

I’m thinking of sending them a letter disputing the CHF 755 invoice and asking the dealer to show me what evidence they actually have.

In particular, I’d ask for any photos or condition reports from before and after the test drive, when the damage was first documented, the repair order/invoice, and any test-drive or liability terms they claim I agreed to.

Until they can properly show that the damage happened during my test drive and that CHF 755 is the actual reasonable cost, I don’t plan to pay.

My questions

* How would you proceed if you were me?
* Does the fact that I didn't sign test-drive/liability agreement matter much?
* If they have no before-photos, how hard is it for them to prove I caused the damage?
* Should I be worried about a Betreibung?
* Should I send them my own timestamped photos now, or wait to see what evidence they have first?

TL;DR: I test-drove a used car in Switzerland, signed no test-drive/liability agreement, and later received a CHF 755 invoice for alleged rim damage. The dealer has not provided before/after photos, a damage report, or proof of the actual repair. I’m planning to dispute the invoice and ask them to substantiate the claim. Looking for advice on how strong their position is, whether they can start a Betreibung without proving the damage first, and whether I should hold back my own timestamped photos for now.

Car dealership invoiced me CHF 755 for rim damage after a test drive. No test-drive agreement signed