I think I’ve really messed up big time and I don’t know who to talk to about this or what to do

I think I’ve really gotten myself into some dark and stupid stuff. I’ve been feeling so stressed today that I feel like exploding any second. Some context; I (19m) joined a day trading group who I won’t mention for fear they find this. Some time in June I was taking to them because I saw an ad online insta and I clicked it. It seemed interesting at first but it got held back because my dad left my family and it just wasn’t a good time to be spending money on joining day trading.

Over the course of the months I got a better job and I lost interest in joining this group. Sometime In August they call me and it was like a peer pressure gang of 3 guys who were like yeah bro you should join and I stupidly, I can’t stress this enough, I’m FRICKING STUPID AND I LET THEM PUSH ME INTO JOINING. God I wonder why I’m such a frickin people pleaser. I join these guys and since I didn’t really want to do this I was like god dang it what do I do. I had to give lots of crap like personal information and stuff and sign lots of legal documents. It’s 5k to join, I don’t have that money so they like don’t worry they do payments. So I’m now having to pay close to 300 for this a month aside from a car payment of 450.

Now we’re at present day. It’s been a couple days past the first payment, I don’t make it because I’m not interested and I get scared and I don’t know what to do so I call the guys who offered the small payments and tell them I want to cancel because I never really wanted to join. Next two days later the DT group calls me and messages me that I’ve f’ed up big time as they will be throwing a lawsuit against me. This is how the guy explained to me what I did: I eat a snickers bar at Walmart without paying and say that I didn’t like it. Illegal I’m pretty sure.

So they tell me that if I get back on the group they won’t send the lawsuit which could cost me over 10k possibly 20k. More than triple 5k I had originally planned to pay at the beginning. So now I’m just really stressed out. In the process of joining them back I had to pay what I didn’t pay and pay for joining of it. I got paid today. Was at 880. Now I’m at 1.50. I’m so stressed because I have a 120 payment for a plan ticket and my car payment of 450 in less than 4 days.

I genuinely don’t know what to do and I seriously can’t believe how stupid I can be for not thinking ahead if this would actually benefit me. Please anyone if you have any advice on what to do I would appreciate it so so much. I’m so stressed and mad at myself for being so gullible and stupid enough to not think this through and not being a man. So if you have any advice on what I should or can do, please share. Thank you

Posted Sep 25, 2026, 11:04 PM UTC

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