Boldin's calcs don't make sense
I am a Projection Lab user that decided to try Boldin, Fidelity and Claude Opus 5.5 as planning tools. I am seeing so many gaps, it's making me question the model big-time. Had Claude in Chrome also debug my inputs to make sure I entered everything in correctly.
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Roth explorer - Testing the "reduce lifetime taxes scenario" it had me making massive 300K withdrawals over 7 years. When I tried to re-run the scenario, the explorer told me they could not find a conversion scenario and completely disregarded my ask to stick to a maximum tax tier or use funds from my tax-deferred accounts to pay taes.
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The total social security represented on the social security summary is off by 4K/month, based on my inputs.
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Off of a 4.2M net worth portfolio and an early retirement within 2 years, it's projecting $13M at end of life at an 85% success rate (average).
I don't see wierd stuff in PL. If anything, I have full transparency on an annual basis on my taxes, suggested conversions, and optimization tradeoffs.
I am scratching my head - is it just me?
Posted Sep 28, 2026, 4:31 AM UTC