Why do people often interpret wrongdoing as a sense of entitlement?

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I've noticed that when people explain why someone commits a crime or does something morally wrong, they often say the person feels "entitled" and believes the rules don't apply to them.

I don't really experience wrongdoing that way. My thinking is more like: "I want something, what can I get away with, and what am I personally willing to live with doing?" I can recognize that something is illegal or morally wrong without feeling that I'm entitled to an exception.

Is there a psychological or philosophical distinction between these two ways of thinking? Is the first actually common, or do people sometimes use "entitlement" too broadly to explain selfish behavior?