I love this app!!!

I used Credit Karma back in the day. Been using Monarch since last November. I have saved SO much money by slashing extraneous or duplicitous expenses. I cancelled redundant credit cards. Once the snowball got started and especially after looking at the cash flow chart thingy I couldn’t believe how much I was spending on crap! I’m still a novice at this app but my net worth has gone up almost 20% this year due in part to being able to actually see everything in one place. I can’t wait for this next year, full steam ahead baby!!