Advice

I commute to UCR, I usually take Lyfta as it’s hard to find buses/metro from where I am it would still be a far walk, a little sketchy too also and a little scary for me since I’m a girl. I have classes in the morning and some at night which I have rides for most of the time but sometimes need to lyft. I did get some FASFA, but I pay for my phone bill plus these Lyfts. Literally I’ve applied everywhere it’s so hard to get a job. Is it too late to get a loan, which loan should I take, or what should I do