The dentist that I go to is terrible. It is like fast food dentistry, no individual attention, every person is nothing more than a dollar sign. I need to change but they're the only ones who accept my insurance. How much damage am I looking at if I pay for things out of pocket? Any insider tips?
Obviously it varies from place to place, but I'm just looking for a ballpark (for cleanings, fillings, etc...again, I understand that it varies)
I guess I'm also just wondering if anyone has any tips for me? Should I bother going to a new place if I have to pay out of pocket? I have very, very limited money to work with (read: basically, none) but I feel like this is such an important issue and I'd have to skimp now and pay for it figuratively later. I would have to get a credit card and put it on that and pay it off as I can. I know that's a recipe for disaster but so is continuing to get such sub par work done on my teeth. I feel pretty stuck and frustrated because of the money/insurance issue but I'd hate for that to be the deciding factor with something as important as dental health.
The dentist that I go to rushes everyone through. The dentists barely ever see you and when they do, it's an absolute rush job. I have gotten 2 fillings within the past year from them and both times the dentist drilled the hole super quickly and then some woman who was not a dentist took over. Both times she basically glued my teeth together so that I could not floss between them. The second time that I went (just last week) they didn't even bother to let the dentist check her work. They said "oh, he's good. You can leave now" and sent me on my way. I didn't bother to press the issue because the dentists never pay attention when they're in the room anyway. It wasn't until later that night that I realized that my teeth were stuck together...again. I went back and got it fixed but god, what the hell?
Anyway, I really want to switch and I guess I'm just looking for any kind of insight that you guys may have to offer. Thank you.
Posted May 12, 2014, 11:24 PM UTC
Call your insurance company and see what the process is for getting re-imbursed for out of network providers. I changed dentists, went across the border to Canada, and now I have a great dentist. The only caveat is that we pay for the services at the time, via credit card, and then file just a simple form to have the insurance reimburse us. I bring the form to the Canadian provider, their office fill it out with tooth and service performed, and I just tape the receipt to the form and send it in. Works like a charm. Don't forget to always make a copy of your completed form if you go this route.
Thank you, I will call and ask my insurance company. I am not holding my breath because it is medicaid insurance but I will try, at least. If not then I will probably just pay out of pocket (albeit, slowly) because the dentist is truly horrible.
More and more offices are accepting Medicaid. Because of the Affordable Care Act, many patients who once had insurance or who paid cash are now eligible for medicaid. In order for a lot of small practices to survive many are now accepting it even though they are paid roughly 1/3 of what they would normally charge for treatment. What is sad is that you were treated that way because 1) the dental office doesn't feel well compensated for their work 2) you are on medicaid so they know that you aren't really paying for it and will feel less justified to complain.
In michigan Medicaid expansion eligibility is under 16k a year income. How were those people paying out of pocket for dentistry before or affording dental insurance? I need more explanation because what you are describing in this thread about aca has not been my experience at all. Edit: and while the Medicaid expansion doesn't cover all procedures it covers a hell of a lot more than nothing and reimburses 3-5x what regular Medicaid did.
Is medicaid Insurance in other states? In Illinois it just pretty much covers emergency extractions.
yup, in NY it's fairly decent coverage.