ELI5:What happens if you crash a car during the test drive?

Is there a set practice throughout the car industry or does it really depend? Are you paying for the car no matter what?

Posted Oct 1, 2014, 2:06 AM UTC

56
Pandromeda•

Dealers carry insurance to pay for such things. If the accident is clearly your fault, or you were reckless/unduly negligent they could go after you for compensation.

5
averagepainterOP•

okay so if it's an honest mistake you'll probably just leave feeling like a jackass, not a broke jackass.

2
Exentrick•

Depends on if that "honest mistake" was technically your fault, legal-wise.

2
jeffad61•

Is there something you would like to share with the rest of the class?

3
foghorn1•

Was selling my car. Girl t-boned someone , my insurance was first hit to its limits of coverage. Had liability, nothing more. The drivers insurance took over after that, her insurance had to pay me for my car. My insurance guy says Dealers in calif. have a loophole that makes you/your insurance responsible if you crash their car.

2
dukevyner•

Car dealerships have insurance, in Australia where drivers have learners permit then 2 stages of probationary licences, then full license, it only covers fully licensed drivers. Like any car insurance, if it was not your fault the other party would pay the excess, if it is your fault I imagine that the dealership would have you pay for it...

1