I received garnishment interrogatory papers over a supposed small claims judgment. No judgment shows under the public records section of my credit report. Could a collections agent be trying this as a scare tactic after grabbing up some old debt I don't remember?
I plan to call the court monday and see what I can find out, so I have some ammo when I call up the collections people.
Posted Apr 10, 2015, 12:47 AM UTC
Judgments only show if they're reported by somebody. Not all creditors report judgments to bureaus, most courts also don't, and there are far too many lower courts in the country for the credit agencies themselves to be able to get data without spending tons of money.
Not to mention, courts tend to be the LAST branch of government to upgrade computer systems and nobody wants to do manual data entry on judgments...
Did they send one to your work or just to you. I would find out why you were not served for the small claims action.
It came in the mail at an old address, I don't know if they have sent anything to my job yet.
They are early in the process. You can call them and set up a payment plan and possibly avoid garnishment.
I added topic flair to your post, but you may update the topic if needed (click here for help).
You may also be interested in:
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.