Single Mother in debt - Need Help!

I see a lot of posts on here that are geared to helping people get out of debt. I am a single mother with a single income, no child support or anything, and need help to get out of debt.

I have about $13,200 in debt on a credit union bank loan with 15.99% interest rate.

Net Income - $3,926/month Rent - around $1800+/month - depends including water and gas. Electric - $70/month Internet and TV - $169/month Daycare - $1060 Car insurance - $136 loan payment - $326/month That leaves about $365ish for food and other expenses. I avg about $400/month for food costs with a growing toddler. Meaning I end up being negative on a monthly basis!

I work a full time job. Don't have any support to help with my son due to living in a state with no family. I can't afford a second job unless it pays 15+/hour to cover babysitter costs which is 10/hr. I barely have enough energy to work a second job as it is - so I would like to consider other options if I can :)

PLEASE HELP!!!