Have my first real job, but 85,000 in student loans.

40k with Wells Fargo, 40k with Nelnet, 5k with Great Lakes borrowing service. from undergraduate and graduate studies.

the wells fargo and nelnet loans are packages of loans.

My current plan is to pay off the Great Lakes loan immediately, then focus on paying minimum on Wells Fargo and paying as much as possible into Nelnet.

Technically I'm still in graduate schools so I might be eligible for forbearance but I'm not sure it matters

I make 40k a year before taxes so I'm not sure what % of my income should go towards this