How do I find balance between making plans for my future and allowing the Tao to take control?

Im 21 and im trying to come up with some sort of career plan. I dont really have any passions or hobbies that translate into jobs so I cant go with the normal cliche of doing what I love.

But im haunted by the idea that ill wake up in 10 years and realise I didnt take advantage of my 20s to create the life i want after im 30 so I feel like I need a plan, but I also feel like I just need to trust the Tao and just stop trying to control things.

It seems impossible to find a middle point between these twp feelings though.