Which payment option is best for me under my Direct Consolidation Loan?

I'm a 27 year old who, after rehabilitating some near defaulted student loans, has decided to consolidate those loans with the government. Coming from a low income, low achieving family, I've had a messy few years of outright ignoring the loans and being ignorant of my options. I, have, however, gained a bit of maturity and perspective, and looked upon my personal finance as a way to take control of my life and where I want to head.

 

My question is: Which of these options is best to choose for my repayment? Here are my [loans](http://unbury.us/#monthly_payment=600&name_0=7080 Signature Student&balance_0=4815.7&payment_0=40.2&rate_0=2.5&name_1=7098 Signature Student&balance_1=5650.54&payment_1=47.17&rate_1=2.5&name_2=7106 Signature Student&balance_2=7283.54&payment_2=60.42&rate_2=2.375&name_3=Direct Sub Stafford Loan&balance_3=6540&payment_3=40.7&rate_3=4.5&name_4=Direct Unsub Stafford Loan&balance_4=9731.44&payment_4=68.78&rate_4=6.8&name_5=Federal Stafford Loan &balance_5=6943.5&payment_5=17.97&rate_5=5.6&name_6=Federal Unsub Stafford Loan&balance_6=8875.73&payment_6=23.96&rate_6=6.8&name_7=Federal Stafford Loan&balance_7=5774.49&payment_7=26.47&rate_7=6&name_8=Federal Unsub Stafford Loan&balance_8=9414.47&payment_8=48.64&rate_8=6.8&name_9=Federal Stafford Loan&balance_9=4639.5&payment_9=29.8&rate_9=6.8&name_10=Federal Stafford Loan&balance_10=3479.61&payment_10=45.87&rate_10=6.8&name_11=Federal Perkins Loan&balance_11=2331.6&payment_11=120&rate_11=5&)

 

Standard FIRST PAYMENT: $380 LAST PAYMENT: $380 300 months

Graduated $300 $562 300 months

Extended Fixed $380 $380 300 months

Extended Graduated $300 $562 300 months

Revised Pay As You Earn (REPAYE) $120 $529 300 months

Pay As You Earn $120 $397 240 months

Income-Based Repayment (IBR) $180 $646 300 months

IBR for New Borrowers $120 $397 240 months

Income-Contingent Repayment $304 $505 251 months

 

Some relevant information: None of those payments are high enough, which I assume were based on my Adjusted Gross Income (I work as a bartender and take home a substantial amount of money in cash, which typically....goes unreported on my tax return. No lectures please :)).

 

I am already paying between $500 and $700 per month total for all my federal loans, with plans to pay even more in the next 2 years, with the hope of being completely debt free by 2025.

 

Can I pay more than the minimum on a direct consolidation? Does it work the same way as paying more than the minimum via, say, Navient or Fedloan? Does expecting to consistently pay more than the minimum change any of the terms or conditions or options?

 

PS: Don't go to art school, especially if you're from a working class neighborhood.