2017's Cities with the Highest & Lowest Credit Scores

Credit

Credit score for long time PF members have a tendency to be higher than average as they tend to pay attention to these things. We also get posters who are trying to improve things and trying to turn things around.

How do you compare to those in the area where you live. WalletHub's 2017's Cities with the Highest & Lowest Credit Scores shows the average for your area.

Posted Mar 16, 2017, 11:19 PM UTC

2923
aztechunter•

St Joseph, MI - 719 (Percentile: 90)

Benton Harbor, MI - 604 (Percentile: 1)

The only thing separating these cities is a river.

7
yes_its_himWiki Contributor•

Try Manhattan and the Bronx. Or, you know, El Paso and Ciudad Juarez.

Rivers are often relevant.

5
Chickypotpie99•

Well, and demographics, median income figures, and opportunity. The median income in Benton Harbor is about a third of what it is in St. Joseph.

3
Arderis1•

St. Louis (or any of its west-of-the-Mississippi suburbs) Chesterfield, MO and East St. Louis.

1
aztechunter•

The Mississippi is large as heck though, that's not a big surprise.

1
Arderis1•

Also two different states, which affects taxes and a host of other issues. STL and East STL/Cahokia/etc. have a looooong history that has led to their current differences in wealth.

2
Ingjald•

2,534 cities are included (including a ton of random little towns), but Pittsburgh, the second-largest city in Pennsylvania, is missing?!

5
StedwOP•

Your right and that is strange. They have little towns all around it like Beaver Falls, Allison Park and Butler. Strange

2
yes_its_himWiki Contributor•

This is just a proxy for household disposable income, which is correlated with high income and older population.

4
Sky2042•

Baltimore, repping the 7th percentile.

Dig it.

4
michaelkloud•

I'm well above my city's average in last place, haha

3
new2bay•

Thanks for making me feel totally inadequate. :P

Interesting post.

1
Legendofgarrett•

lol Colorado is all over the bottom of this

1
monkey6•

Did you view the list? New Jersey and Michigan are all over the bottom.

1
Legendofgarrett•

I read it wrong. Colorado is all over the top of the list

2
ACuteMonkeysUncle•

Is this the cities themselves with the credit rating, or the average credit rating of the inhabitants of the city?

1
new2bay•

Inhabitants. Cities do have credit ratings, but they don't work the same way as individual credit scores.

2
StedwOP•

average of the inhabitants. Cities "credit scores" are letter based and provided by Standard and Poors, Fitch, and Moodys.

1
jsucool76•

Dang. Boca Raton at 553.

1
StedwOP•

Remember that is based on the zip code and the people that live there not those who work there.

Edit. I bet that is hitting a lot of those along the railroad.

2
[deleted]•

[removed]

1
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-1
WtotheSLAM•

Sweet, my hometown is top 1%. Not really surprising though

-3