Using Cash or Credit? What's better for a one time huge payment?
Hi PF. I am thinking of buying a vehicle outright. What's the better option in terms of credit/points/value? I'd like to get points of course, but if paying in cash means I'd get a better value, I'd be up for that too. I'm just trying to maximize my benefits for a large purchase.
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Ask for a temporary (if this even exists) credit increase on one of my cards and put the total on the card and the pay it off at the end of the month?
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Split the cost of the vehicle onto 2 credit cards (no need to ask for increase) and pay it off at the end of the month?
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Pay in cash?
Posted Aug 25, 2017, 12:14 PM UTC
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