As the Monaco team is working diligently to bring us the Best Payment Card Ever, it would be cool if we can suggest extra perks for the different card tiers.
Post suggestions here so that the Monaco team can look into it, or just reply why you (don't) like some of the ideas posted previously.
Posted Dec 24, 2017, 10:40 AM UTC
Car rental insurance and collision insurance on rental cars. This is actually a common credit card perk but really convenient for people who travel frequently.
Free airport (Boingo) and in-flight (Gogo) WiFi would be awesome.
Discount with booking.com and or Airbnb fits with the traveling theme Free birthday gift for “regular” users (regular to be defined by Monaco) better gifts for higher tiers including something for blue (maybe just ruby level cashback for the month of your birthday)
As for the perks themselves
Ability to convert MCO cashback to avios with day one world alliance which would cover BA American Airlines Qantas amongst others
I personally wouldn’t use this because I’d prefer the MCO but a lot of new non crypto people might see some value in it.
Not a perk but I really hope they are looking into whether or not they can have multiple options for time/mco amount for the token lockup, other than that getting extended warranty on purchases would be a nice perk
Bring back travel insurance
I’d like a list of maybe 5 or 6 perks
Blue gets none
Ruby gets one that you can chooser from
Platinum grey or rose gets a choice of 3 of 6
If there is a 5000 Card then they get 4 or 5/6
Black (locked up tokens or highest ico investors) gets all (first 500 doesn’t unless you were also top 500 ico contribution)
Impossible to keep track of in full expansion for Mona.co
I really like this one
Really can’t see them differentiating between how you got your black card.
They can with the card numbers
Not saying they cant just that they won’t a black card is a black card, why offer a black for the fastest if they don’t want them to have a black.
I really think Monaco could use a lot of the features that Monzo use. They have taken off as a prepaid debit card in the UK.
The app breaks down your spending on a daily and monthly basis and it's becoming extremely popular in the UK. Check it out if anyone hasn't already.
Some type of points program would be awesome. Even if it was just merch at first until they could secure better deals it would help encourage using this card on top of the % crypto back perk. Could scale based on card. Maybe 10 for blue 25 ruby 60 for metals and 150 for black. Probably a few thousand per item of course.
Maybe an MCO shop which lets us buy goods with MCO earned via cashback only. Maybe discounted lounge access?
Discounts on travel portals Airbnb etc. .
Insurances in general are very neat. Travelhealthinsurance, car rental.
As Ruby did not get the lounge access. Maybe offer a 50% discount if that is feasible.
In general I would suggest to advertise it also to flight personnel. They travel on a daily basis. They rely on their credit card and especially on perfect exchange rates!
I'm going for a Space Grey, but I agree that the Ruby cards should have some travel perk. They'll probably be a $1000 deposited card at rollout so should have some travel perk to keep the concept of 'a travel card' consistent across all cards.
Losing travel insurance has been brushed off but it's another mark against that should be offset.
I agree. One of the reasons I chose a premium card at all was for the travel insurance
Airbnb discounts.
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Hookers
Conversion of cryptocurrencies to Asia Miles or Cathay or One World points.
Thank you everyone for your input! We will share them with the team!
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Mobile phone insurance
Not just mobile phone but generic theft insurance and extended warranty are actually perks that are available on some premium credit cards right now, so this should be very feasible!
I'll go first :-)
It would be cool to have Amazon Prime membership included on the platinum cards.
For example, it could be included for 1 year on the ruby and unlimited on the precious metal and Obsidian cards, to distinguish between the different tiers.
That's not globally available. Also a lot of the perks need to complement the traveller image. Perfect exchange rate, travel insurance (now gone) and airport lounges are all a part of that.
wait, travel insurance is gone?
Airport lounge will generate more card swipes than insurance.
Yes it is, they said something along the lines of it didnt make sense to have it iirc, I think it was addressed in a QA