Daily Discussion Thread - January 29, 2018

Welcome to the daily discussion thread!

This thread is here for all churning discussions that do not fit well in the other recurring threads. As a recap, we have a number of Recurring threads that are topic specific:

• If you have a general question, we have a dedicated Daily Question thread, and you will likely get better answers there.
• If you question involves What Card should you get or Use for rewards, we have a dedicated thread for it, and you will likely get better answers there.
• If you have questions specific to Bank Account Bonus, we now have a dedicated thread for that here.
• If you have coupon code, lounge certificate, or mailer you like to SHARE, we now have a Code Sharing thread..
• If you are posting a Data Point, or seeking a Data Point, we now have a dedicated Data Points Central here.
• If you are want to share a cool story/frustration/Trip Report, we now have a Story thread here.
• Manufactured Spending related questions should be posted to the MS Weekly Thread

This thread has been referred to as Chatter thread. Once you get past the above recurring topical threads, anything else go here. Be advised that posting discussions that should go into the other topical threads may cause allergic down vote reaction.