I was rear-ended by someone while I was waiting at a red light, and the other party procured a witness who lied and said that I put my car into reverse and then backed up and smashed into their car. My insurance company is faulting me and raising my rates even though I was stopped at the red light and rear ended. Do I have any legal recourse against them?
Edit: I'm in California.
Posted May 11, 2018, 2:06 AM UTC · edited
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Author: u/thekernelcompiler
Title: Insurance company faulting me for being rear ended
Original Post:
I was rear-ended by someone while I was waiting at a red light, and the other party procured a witness who lied and said that I put my car into reverse and then backed up and smashed into their car. My insurance company is faulting me and raising my rates even though I was stopped at the red light and rear ended. Do I have any legal recourse against them?
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NAL, but I hear people recommend r/insurance a lot.