Ever since we started the Shutdown Reports Megathread, there have been quite a few comments asking for a Megathread with counter-DPs. There are many who feel that only highlighting the shutdowns, contributes a "confirmation bias" that exaggerates how common these shutdowns really are.

#Similar to the Shutdown Reports Megathread, Top Level Comments are restricted to Avoided CHASE! Shutdown Reports ONLY. Additionally, in the interest of aggregating a meaningful dataset, YOU MUST MEET THE FOLLOWING MINIMUM REQUIREMENTS BEFORE POSTING:

• Successful approval (or denial without shutdown) for a Chase card WITHIN THE LAST 3 MONTHS
• At the time of your application, your X/24 status was AT LEAST 7+/24
• At the time of your application, you held AT LEAST 4 Chase Personal & Biz cards

Please use the following format to report your shutdown.

Chase info/relationship:

• Most recent successful Chase card approval(s):
• List of all Chase cards prior to application. Please include mm/yy opened and CL:
• List all Chase banking accounts:

Personal Info:

• FICO:
• AAoA:

• of Inquiries on EX, EQ, & TU, in last 6 mos / 12 mos / total:

• of credit lines opened (personal CR + Chase Biz) in last 6, 12, & 24 months across all banks / total credit lines:

• Overall utilization across all credit cards as currently reported to the credit bureaus:
• Total Percentage of CL to Income at Chase:
• Total Percentage of CL to Income across all credit lines:
• Do you have a mortgage and/or HELOC? Please identify whether the loan(s) is with Chase or Other bank/CU:

MS Activity (Chase Cards Only):

• List all methods of MS used:
• List volume of MS in the last 30 / 90 / 180 days:
• Do you cycle your credit limits?
• Ratio or percentage of MS compared to organic:

Spending Behavior / 'Consumer Profile':

• How much organic spend (Monthly or Annually) do you put on your Chase cards?
• Have you in recent history significantly increased or decreased either the level of your organic spend or MS?

Additional Info:

List any additional info that you think is relevant.