Surface Plus is dead - low take up?
zdnet.com/article/microsoft-quietly-shuts-dow...
zdnet.comPosted Aug 31, 2018, 10:27 PM UTC
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zdnet.comThe problem with the program was you always had to pay full price. So, for instance, the i5 with the type cover has been 800 since forever, but it would have to be financed for 1129. That’s crazy! If the sale price had been allowed, I’m sure it’d have been very popular.
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I use it and I think it's a pretty useful way to get a laptop. You can say to never finance anything you don't need but building credit out of necessity is not always good. If you are desperate or need to buy on credit then you are already in the wrong spot to begin with. I think it's pretty par-for-the-course for them to shut it down and I'm sure they'll do something else similar soon.
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Would be better if they replaced it with Surface All Access ;)
Surface device, warranty, and office 365 over 2 years
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Probably not enough people using it to be worth the trouble?
Personally I wouldnt use this kind of service. I am not going to buy an expensive, premium Personal Computer if I cannot afford it and have to finance it.
Never finance luxuries or things you do not need.
I would have happily used it (again) but their strategy was real off. It was marketed towards students, but was hidden from the main page - didn't include student discounts - and from my experience with the 15" SB2 I had financed and then returned Klarna is a terribly slow company to deal with. From receiving the device to getting it and returning it and getting refunded was pretty bad. No communication and long waits.
In general of course, you shouldn't finance things you can't afford outright (cars and houses are an exception generally). That said, at 0% it's sort of like, why not?