Homeowners Insurance Help - Texas

Hello, my mother passed away a little over a year ago and I continued to pay the homeowners insurance policy in her name. The property is now in need of a new roof. Are my only options to reach out to a new company and acquire coverage or see if the current company will transfer the policy to my name since she is deceased and I'm now the owner of the property.

My concern is that I may have a hard time getting the coverage if the roof isn't currently up to their standard. Im only listed a driver on one of the cars thats included in the auto and homeowners therefore im not even sure if its even possible to file a claim under the policy I have currently.