Here is my information on u/immersed_in_thom:

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u/immersed_in_thom has taken out and paid back 12 loans, for a total of $2635.00

u/immersed_in_thom has given out and gotten returned 0 loans, for a total of $0.00

Loans unpaid with u/immersed_in_thom as a borrower:

Loans unpaid with u/immersed_in_thom as a lender:

In-progress loans with u/immersed_in_thom as a lender:

In-progress loans with u/immersed_in_thom as borrower:

Chronological REQ and PAID posts, reddit investigator, justin paulin creddit rating

$loan 50

Hello u/immersed_in_thom,

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2. Do not delete this submission (or ANY submission past or present), for any reason, or any of your comments as it will result in a ban. If your request is fulfilled or you no longer need the money, please do one or a combination of A) edit your post to reflect the change, B) flair your post as 'complete' (the flair button is under the body text of the post), and/or C) make a comment that it's no longer needed.

3. Vet your lenders! A) Are they eligible to use r/borrow (90+ day account, 1000+ karma)? B) Are they banned? Consider requiring them to comment on your post, and visit your post to make sure the comment is there C) Are they active on r/borrow and/or all of Reddit, and have they been consistently? Look out for only recently or occasionally active accounts D) Do they already have reputation on r/borrow? You can quickly check them here E) Are they asking for PROHIBITED ITEMS/INFORMATION (see Lender FAQ)? Ultimately, you are free to accept loans from any user though you do so at your own risk. Loans made with ineligible/banned users will not be tracked by LoansBot and you will not get credit for loans fulfilled by ineligible lenders, so proceed at your own risk

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LENDERS:

1. Please read all of our Rules and Lender FAQ's

2. Vet your borrowers! A) See items 2 and 3 right below, B) Check for any past REQ posts and scan the comments for red flags, C) Check the UniversalScammerList, D) Install RedditScamLabeler to your browser, E) Install this quick karma-earning investigation tool to your browser, F) See this list of sketchy user behaviors

3. Check to see if immersed_in_thom has a Post Deletion History

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5. Understand and properly use all LoansBot commands to mark loan status

6. For your convenience, upon conclusion of this loan you can follow these links for prefilled posts regarding this loan - PAID, LATE, UNPAID

Here is a copy of the original post:

Have a couple loans in progress but made one of the 3 payments as promised on the $300 loan thus far and im on time. the other loan will be paid soon on time. In meantime I am short for groceries and it’s going to snow quite a bit here. Likely snowed in with my kid all weekend. Even if not a full $50, anything is appreciated as always. You guys are amazing.

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