Body fat percentage

Hi I am 17 I am 1,68 m tall and 59-60 kg and around 14-15 body fat percentage I also go to the gym pretty 3-4 a week and play football at a team 4 times a weak so I am pretty athletic but I have love handles and belly fat and also fat in the legs I want to reduce the body fat to around 12 precent but without losing any weight what should I eat weakly and how much cardio exc