[ON] $3500 monthly spend, best CC?
So, I'm starting at a career school in September, my tuition can be paid by CC and is about $1500/month, I'm also living with friends and I'm the one who sends the etransfer to our landlord, it's $2000/month. I found GetDigs, which is free etransfers for rent from an RBC card, and thought I could hop on that. I'm just not sure which card to go with, current income is $50,000
Posted Aug 11, 2019, 6:11 PM UTC
76
Depends what kind of perks are you looking for.
Cash back?
Travel rewards?
Low interest rate?
Some cards are better for some things and some are more all around balanced.
Just looking to get the most value, whether it's CB or travel
yeah see he's asking what you want from the card. Money? do you travel a lot? the most value is subjective to your habits. Like i travel a lot, so I get a travel card to save on hotel and airfare. If you dont, then maybe get a balanced cashback card like the RBC Cashback at average 1.5 percent or the Scotia Visa Infinite Cashback. again, gotta be more specific on your needs.
Problem is "best" for us might not be the "best" for you. Some people prefer cashback over travel rewards or vice versa as it is very subjective.
Personally, the travel card is only worth it if you fly at least once a year. Other than that, a cashback card is likely going to serve you better.