Does contribution between accounts reset DSC on mutual funds

I made another post about moving out of Edward Jones to self-invest. I'm looking into what DSC I will be paying, for the most part it looks like majority of my funds are in FE loaded funds (I don't see any explicit charge being made up front, I know some are FE optional so I'm not sure if I was actually charged) but some are in DSC funds.

But here's the interesting part. Roughly ~2 years ago i made the switch from my taxable account to a new TFSA and as far as I can tell my advisor just moved the funds from one account to the other, shown as a contribution. Some of it remained in the individual and most went to TFSA. My portfolio was untouched since Q1 2011 up until then (Q1 2018) and this particular fund has not changed in both accounts.

So as title says, did the movement from one account to another reset the DSC timeframe? Because if it didn't I'm 8 years out and should be Scott free (here's hoping).

Posted Dec 22, 2019, 11:14 PM UTC

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[deleted]•

did the movement from one account to another reset the DSC timeframe? Because if it didn't I'm 8 years out and should be Scott free (here's hoping).

If it was a contribution of units, NO, it does not reset the DSC schedule.

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RedRev15OP•

Woohoo! Thanks

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