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Pubsubforpresident•

For anybody who hasn't read the plan descriptions for this crap. They say in bold letters in the first page. "This is not health insurance. We have the right to decline any claim for any reason".

You don't need health insurance to go to the doctor. You need health insurance when an emergency like this happens. I feel bad for these people, bad for our country. We need to do better. If I were these people, I'd seriously be thinking about moving out of the country. $325,000 dollars is a lifetime of debt to repay.

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NotSpartacus•

This is the first page that came up when I searched for Aliera. It's hard to read read it and think they're not basically health insurance- https://www.healthforcalifornia.com/health-share-plans/aliera-

If you go down far enough on the page they do explain the difference, and I'm sure in their fine print to spell it out.

But they're apparently garbage that's nearly a scam.

3
Pubsubforpresident•

I can't believe they only paid 16% of premiums collected on claims. Like, I can believe it, but it is criminal.

3
NotSpartacus•

Yeah, it's terrible.

Reading that site, I'm pretty sure they're preying on religious folks who have been led to believe that Obamacare is from the devil.

I read the copy and I wonder how the hell they can offer coverage at such discounts. Something smells fishy.

I imagine that people who have been effectively brainwashed to believe Obamacare is the worst read the copy and think "Oh thank god, some kind religious folk are finally standing up to the terrible government. Please, take my money!"

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Pubsubforpresident•

I know people who bought this and it is typically for the very religious, but the people I saw buy it we're business owners with families that didn't want to pay $20,000 in premiums for lowest their health plans.

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Pubsubforpresident•

I know people who bought this and it is typically for the very religious, but the people I saw buy it we're business owners with families that didn't want to pay $20,000 in premiums for lowest their health plans.

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nbphotography87•

Aliera was founded by Timothy Moses, who was previously convicted for securities fraud when he was CEO of a biotech firm and manipulated the stock price before cashing out his shares and bankrupting the company.

And the worst part is that these cost-sharing ministry scams lure in people with too-good-to-be-true premiums and hurt legitimate ACA compliant carriers by shrinking their pools - driving higher premiums for the rest of us.

Not to mention that the hospital providing the service will likely settle for a fraction of the bill - subsidized by some charity program that could have helped other people, or written off as a loss which leads to higher costs for the rest of us.

This is a perfect example of why I will not vote for any candidate that supports removal of regulations such as the 80% rule implemented by the ACA.

The current administration has sought to increase access to these types of plans through an executive order in 2018.

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[deleted]•

[removed]

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