Dont topup via credit cards
Ongoing issues with it coding as cash advances due to MCC error. They r working “around the clock” to fix .....
Posted Jan 30, 2020, 7:24 PM UTC
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Some of my recent top-ups via credit card were purchases, some cash advances. Any way to correct them to purchase? The support chat is only a chat bot with canned responses.
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You should not do that because Self-financing is against revolut ToS.
Debit cards and prepaid cards are fine.
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But tbh, why shouldn't it be seen as a cash advance?
It should be and a lot of banks already started to manually consider revolut that long ago
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They used to state that you wouldn't be charged a cash advance fee by your credit card provider / banking institution but they've changed that to reflect the current situation: https://www.revolut.com/help/getting-started/adding-money-to-revolut/with-card/what-cards-and-currencies-are-supported.
As cluons and Kenny said, there is no reason why the transaction shouldn't be seen as a cash advance as you are blatantly transferring balance from your credit card to a prepaid/debit card to use elsewhere - a textbook case of a cash advance.
Simple solution, don't use a credit card for balance transfers anymore. Open a bank account that's got a debit card, or use the bank transfer function of your credit card if it's tied to a traditional current account/checking account.
Second this. Further a cash advance is interest carrying immediately. Is bad for credit score. I would stay away from those practises.
Yeah I will give him that as I personally saw they stated they wont charge a cash advance,the support told me they changed it when they changed their payment processor.
yes exactly, all my previous charges were coded as purchases and not advances. I got mine reversed luckily. they say they haven't changed anything and that the problem lies with visa/mc.
oh just saw comments below, hopefully it changes back, but I doubt it
False. Where does it state that? Post proof. Or stop trashtalking revolut and inventing problems, you keep doing that every day like some paid shill, competitors pay big money for that... except you're probably not even paid you stupid piece of shit 😂
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