Source
r/nursing•
WackyNeighbor

Seeking Liability Advice!

I'm about to test for an ADN nursing program in Pennsylvania and one of the requirements is to have nursing liability insurance (if I'm accepted, of course). Anyway, I have a call in to my insurance agent (and he won't get back to me until this afternoon) but something's telling me that State Farm doesn't have this sort of coverage. If they don't, where should I look? Is there a preferred insurance provider in PA (where my understanding is that malpractice insurance can be rather expensive)? Is it expensive? Could I use more parentheses? What should I budget? I just want to have all my ducks in a row for when I get in to this program!

Posted Jan 25, 2011, 2:01 PM UTC

26
ZeoFateXRN - ER, MICN, NJ•

http://www.nso.com/professional-liability-insurance/student-coverage.jsp

4
mind_if_i_do_a_jay•

that's all u need. $100 bucks a year i think.

2
offwiththepantsRN, BSN•

I knew your state would have this: http://www.panurses.org/new/students/entry.cfm

My state has the WSNA that students can join and get all sorts of valuable information about these types of matters and more.

2
WackyNeighborOP•

You just saved r/nursing from a whole slew of n00b nursing questions! Great Job!

1
WackyNeighborOP•

I appreciate the responses, thank you. The agent that handles my homeowners/car/life/blah/blah/blah insurance informed me that they do indeed handle nursing liability and for another $110 per year, I can increase my homeowner's liability to a million and have nursing liability at a million tied to that. Is that enough coverage? Do nurses carry more than that or will I only need that as a student? It seems like a lot until you start looking at malpractice awards. Then it doesn't seem like enough.

1