Am i too late?

So, i’m just looking for some opinions to weigh out. Ten years left to work. State job provides a pension. Side investment plan (pre tax 457b) that i’ve been contributing to for 12 yrs is obviously taking a solid hit. I personally think things are going to get worse, but i’m only a somewhat informed amateur. If i believe we are maybe half way to the bottom, is it too late to lay up into a money market. Have i missed it? Thank you for any opinions you can share.