I currently owe a debt collector agency money, I know I'm a bad boy but i was curious to see if anyone else owed money and has recieved their stimulus? If so did they garnish your money?
And secondly would I be immune from garnishment if I recieved a paper check instead?
Posted Apr 17, 2020, 4:56 PM UTC
I’m pretty sure they aren’t allowed to touch it, we actually got an advance on our refund, unknowingly owing taxes from 2016 that was just found so when we got our refund back it was not enough to cover the full refund we owe 300+ but tax company said they will take care of it next year they are not allowed to take it by law they can get in trouble.
You have to get sued and a judgement against you for a debt collection agency to be able to garnish your wages. Someone would actually have to physically serve you papers at your home or work before this happens. Unless you’ve given a debt collector your direct deposit information (never, ever do this) they can’t take your money under any circumstance.
If it's a federal agency that they owe money to they don't actually need to go to court either. I forgot what it's called but they can basically just go through treasury
It's a hospital I owe money to
Should I withdraw the money as soon as it hits my bank account?
I would
Only if you have given them authorization to pull payments previously from that account money’s going.
There is no debtors prison.
The debt collectors managed to garnish my state tax refund, what guarantee do I have it won't happen with my stimulus check? When I receive it that is..
debt collector cant just garnish your money unless they already took you to court or u already have an established payment plan with them that set up an automatic payment...
they cant just dip into your account without your authorization or the courts authorization but regardless u would know before hand