Preparing before thinking about buying

Hello Reddit!

So my husband and I are getting to a better place in all forms of the phrase and hope to buy our first home late 2021/early 2022 if all goes well. Like many others we are uneducated in this topic. We currently have 2 separate bank accounts. I was thinking of opening up a joint bank account with my husband where a percentage of our paychecks would go so we won't touch it, while still keeping our separate checking accounts. What would yalls advice be on that. If I am wrong in how I am thinking please let me know. I want to be educated.