Thoughts On Ally Premier Protection (Major Guard)

The car (Lexus NX200t FWD F-Sport) I'm looking at has 62.5K miles, the Manufacturer Warranty for the Powertrain is good until 70K miles. This plan extends that warranty for an additional 3 years/36 miles. Thanks in advance.

Posted Feb 22, 2021, 8:26 PM UTC

19
Certified_GSDFormer VW Sales•

Ally has solid coverage, sometimes folks used them with Alfa Romeo. But how much for it?

Also, it's probably not a consecutive warranty, but rather starts on the day you purchase the vehicle. MG is a much more comprehensive service contract and covers more than just the powertrain.

3
Luna_CoderOP•

You are correct, the service contract kicks in the moment you drive out the dealer and supersedes any manufacturer warranty. Dealer gave me a 30-day warranty and I could cancel Ally Premier Protection within 60 days and get a full refund. The full price of the plan came just shy of $3K. So about $1K per year.

1
OnThe65thSquareChevrolet Finance Director•

Ally Major Guard is damn near bumper to bumper coverage. Very good coverage but tend to be a wee bit pricey. How much are they charging for the coverage and what is the deductible?

2
Luna_CoderOP•

Sorry for the super late reply, after having spent the work week researching the deal I was trying to get I kind of slacked from my work so I had to play catch up... Anyhow they total for the 3 year plan was just under $3K and the deductible is $100 per claim. I can cancel anytime and get refunded a pro-rated amount. But if I cancel within the first 60 days I get a full refund.

1
AutoModeratorMOD•

Please review our most Frequently Asked Questions to see if your question has already been answered.

You may find these sections particularly useful;

Also remember to add flair to your post by clicking the "Flair" link beneath it. This lets us know where you're located so we can assist you better.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1
WrXquisiteChevy/Buick/GMC Sales•

I just bought it for my new car. It’s pretty comprehensive coverage, so you just need to decide if it/the price of it is worth it to you.

1
Luna_CoderOP•

I ended up getting it, for about $1K per year with a $100 deductible it seems like it could be worth it to have that piece of mind and enjoy the new car.

1
dobayley1•

Does ally cover small windshield chips

1
Luna_CoderOP•

Sorry I didn't actually go ahead and pursue this any further based on the feedback I was receiving. I was also satisfied with how the dealership took care of it.

1