How do I have my rental history reported?
So I've been renting a room for about a year and a half, and the landlord (who is also my roommate) is remodeling then selling the house soon. I've been applying to a few rentals, but was denied for not having a rental history. I didn't go through any kind of rental agency for where I live currently. Is there a service I can use or that my landlord can use to report rental payment history, wherever that gets sent to?
I have a credit score of just under 700 (just building credit for the past 8 months on a pre-paid credit card, it's a short credit history), so it's not just to increase my credit score, but specifically I'd like my rental history to be on record somewhere.
Posted Jun 3, 2021, 9:27 PM UTC
04
You do have a rental history. They just don’t like it because you’re renting from a friend. I don’t even bother calling friends or family for background checks. I already know what they’re going to say.
I don’t know where you’re at but I wouldn’t have any issues renting to you here. Is your income 3 to 4 times the rent?
My current income is just under four times my current rent, however the rent I was paying is pretty cheap for the area so realistically the rent I'd end up paying through any agency would be closer to 3 times my income.
It doesn't really help that I don't have much of a credit history, and I'm self-employed (never been employed so no official employment history either) and a lot of agencies require 3+ years of tax returns for being self employed (I only have 2). I've applied to three or four places, was denied for one application and never got a response for the others.
I live in Northern CA so if you're around there let me know.
Income is what you’re really having issues with. Nobody wants to take a chance on a tenant while there are eviction moratoriums.