Is my fear of actuarial consulting justified?

I am looking for an entry level job and have 2 exams and no internship. I am hesitant to apply for consulting firms because I'm concerned I do not know enough about the industry yet. I know the company won't put me out there with clients before I'm ready, but I just think I'd be more comfortable at an insurance company because I'd be answering to a boss and not clients. Also, I feel like I'd get less study time at a consulting firm because clients come first.

Is there any truth to any of this or do I have nothing to be worried about? While I'm at it, if your company is hiring, PM me :)