Sigh...wife says she doesn't want to be married anymore. Won't make a concrete decision.

First off, let me say, it's taking a lot for me to post this out there. Especially without creating a throw-away. Anyways, without delay, here's my story.

I've been married almost 2 years now. Things as of recently haven't been great between the wife and I, but I've always unquestionably loved her. Over the past few months, we've just sort of become roommates, for lack of a better term. We aren't intimate, we barely touch eachother, it's just...distant. My theory is that we dated for a year or so, moved to Florida, got married, bought a house, and now...what's next? I know after closing on our house and moving on, I went through a period of depression with just that thought in my head. Stupid me kept it to myself instead of talking it out. Now I feel she's going through this early mid-life crisis and doesn't know what to make of herself - now that the blur of emotions have worn off, she's no longer the single mother, she's the married woman with a family. She resents my last name. She says she cares deeply about me, but doesn't think she loves me. She doesn't want to be married anymore, so she says, but won't pull the trigger and file for divorce (I won't do it, I'm dedicated to making this work) or agree to go to counseling for me.

Now I won't give up until she flat out asks me to. But that doesn't mean I haven't been considering the alternatives - obviously if things end, I want to be prepared so I've been looking around to figure out where I could live and what not - because I love my job here and don't want to move. My family and vast majority of friends are back up north, about a 21 hour drive.

I'm so lost, Reddit. I have no clue what to do. We have a family vacation starting on Tuesday that we planned last year, a Disney Cruise and my parents will be here and going with us. I've told my Mom a little of what's been happening, but I don't think they know the severity. My plan right now is to confront my wife after the cruise and tell her I need an answer. I need to know if she wants to fix this broken marriage or if she wants to go her own way.

Thanks for listening...may update later if I realize I've forgotten anything...