Is this APT? Also, is it a good time to start cutting?

Hello, noob here. In before read the faq, as I can read it but still not know if it applies to me. I'll try to keep this as conscise as possible.

Backstory: Lost ~60 lbs of fat over a couple of months.

So far, I'm stuck with gyno. Unfortunately, I've been working on chest/arms but that seemed to just jut out my gyno more. I was reading here about APT, but I'm not sure if it applies to me. I've been bulking for a while now, and I was wondering if it seems like a good time to start cuttiing. Also, my stomach juts out quite a bit, but if I flex I can barely see the outlines of my abs. Electronic scale said I was ~14% body fat.

Questions:

1. Is this APT?
2. What's the next best course of action - continue to bulk, cut?

Pics:

http://i.imgur.com/NoiPZ.jpg http://i.imgur.com/c7qqt.jpg