Why haven’t I lost my virginity yet?

I’m 20M and I’m wondering why I haven’t lost my V card yet, at first back when I was like 17-18 I didn’t think much into it, but now I really care a lot about it. I have a very high libido, so I tend to masturbate a lot, but I have been thinking about sex a lot. I’m just kind of bummed sometimes about it because they are people around my age and younger than me(mostly teenager) that have already lost theirs and are in relationships still. I was in this GC and there were people around my age group(slighter older and younger) who were making fun of me for being a virgin, pitying me, throwing insults, and putting me on a pedestal for not having sex ever. One even made the joke that I should get a prostitute, but I just find those jokes annoying. Sometimes I wish I didn’t have a libido at all and I didn’t feel any sexual attraction towards women(I think I’m bi-curious tho), but it’s whatever. I also noticed that the average age to lose your v card is 17 which is 3 years younger than how old I am currently.