-PiPo-

u/-PiPo-



I want to know how long my funds will be inaccessible if I start investing in a PRSA.

Here's what google says: "Early retirement with a PRSA (Personal Retirement Savings Account) You can access your PRSA from the age of 60, however, if you are retiring from employment, you can take the benefits of your PRSA from age 50."

So I can access my PRSA when I'm 60, or I can access when I'm 50. Which one is it?

If I'm 50 years old, and I have a few million in my PRSA. Can I just quit my job and take the PRSA?

I understand I can't even take it all. I can get a maximum of 200,000 euro tax free. But the remainder of the money is still held hostage by the pension provider. You are forced to

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I'm thinking of setting up a PRSA with Davy.

My company doesn't have any sort of pension plan.

I have a few questions:

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  1. As far as I know, they are the only PRSA that has its own trading platform and you can pick your own shares, correct?
  2. What's the best way to fund it? Should I get my employer to take it out of my salary, or fund it myself? Are the tax implications the same whichever way I do it?
  3. Is it more hassle funding it myself? Do I have to file tax returns?

I called them but they wouldn't answer funding questions on the phone as it's "tax advice".

Also - general reviews of Davy's platform. Decent?

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r/Nigeria•

I was sitting in the canteen in college today (Ireland) and there was a group of Nigerians screaming, shouting and making a huge racket. One guy took his shirt off and continued to scream and shout in his vest. As far as I could see they weren't fighting, they weren't laughing or having fun either, just shouting at eachother having a discussion about something. At one stage a black girl sitting nearby told them to be quiet but it didn't work, and I could tell that the canteen staff members were quite annoyed with them but also probably didn't want to open up a can of worms by telling the only black group in the canteen to be quiet.

Now the canteen is quite large, and there were hundreds of

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r/Tinder•

So I matched with a girl last Friday. Chatted with her and I think she liked me. For example, I apologized for keeping her up late as she had work early the next day and she said "don't apologize, you made my night! :)"

Anyway, I had a very busy weekend, couple of birthday parties to attend to. Didn't end up chatting with her at all or even looking at Tinder.

Yesterday I went back to Tinder to ask her out for a bite to eat or something, and she seems to have unmatched me. I guess she thought I wasn't interested in her and just removed me. Or got bored of waiting?

So, the stalkery part is... She has a very unique name, so I found her on Facebook within 2 seconds. Would it be weird to send

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