Aea

My 9800X3D died in this board and I just received the RMA replacement from AMD. The board has been tested with another CPU and booted fine.

I plan on updating the firmware to latest and I've seen suggestions that an under-volt is required for this board and cpu combo.

But that begs the question should I just junk this board and buy another? Yes I did just watch the latest GN video but that really didn't clear up anything.

Context: I am above the Traditional IRA deduction limit and the Roth IRA income limit. I am maxing out my 401K.

The immediate thought is doing a Backdoor Roth IRA and... I got myself into a bit of a pickle here. About a year ago I rolled over an old 401K into a Groundfloor (Peer-to-Peer Lending) Traditional IRA and I'm in the process of transferring most of the cash over to an Traditional IRA on Fidelity.

However... I have have $5K left in the Groundfloor "LROs" and all but $450 are non-performing or in default.

If I understand correctly if I want to do a Backdoor IRA the "pro rata" rule applies and I'll need to calculate pre-tax and post-tax allocations. This also means I'll be paying t