The commercial shows a bunch of people in a crowded area (it´s outdoors, so like...a crossroads in a down-town core). It shows everybody busily walking around with a number above their head, IIRC in red, with a negative sign, representing their net worth (I think it also said things like ¨"student debt: -$82 938¨", ¨"Credit card bill: -$3 234¨"). All of them are red and negative. Some homeless bum, sitting on the corner, I think wearing a brown toque, has a zero above his head, then somebody tosses him a few bucks, and all of the sudden he is the only person with a green number over his head, as he has zero debts, but $3.26 or something of wealth.
It was probably about a decade ago, and