Source

Computersoverconsole

u/Computersoverconsole

r/personalfinance•

Should I diversify?

Investing

Hi guys it’s me :) so I’m currently at pay rate 1 of an electrician. This is $20 an hour at 40 hours a week ( I actually only work 5 6 hour shifts though :)) so my gross yearly is $41600. I’m currently 17 living with 2 roommates and pay $500 a month for everything. No car because work is closer. A KILLER insurance plan is included. Like I think it’s called PPO by blue cross. I technically pay $20000 a year for it but it’s out my package so I don’t really pay for it. I also have $10.58 from my package put into an annuity every hour. I’m currently taking home about $630 a week. Through my 4 year apprenticeship I will end up making $58.47 per hour. (Will probably be higher after new contract bu

05
r/personalfinance•

Duplex sounds nice at this point.

Other

So I’ve been here like 3 times and have gotten great advice every time so I’d like to thank everyone here for that. :) So I’ve come to the conclusion that I’m going to shell out the $300 every month for a train pass from AC to philly for my 5 years of apprenticing. I do still want to get into real estate though, I’ve been researching possible things to buy to rent out. At this point, a sub 200k duplex in Philly looks like a nice option. I’d like to just rent out both units and pay off the mortgage insanely fast by adding any extra money(which will be about 1-2k per month) towards it. Does this seem reasonable? Should I just hold off on throwing extra money at it and save for down payment on

05
r/personalfinance•

Currently 17, when to buy a house?

Housing

So it’s been a few months since I’ve been here, mostly good news from me now. I have doubled my liquid savings and currently have about $9500. I am working as a bus boy still and graduate in late May. I have been accepted into an electricians apprentice helper program which pays $18 an hour until September when I officially join the apprentice where my pay will be bumped to $22. From here to the end of the apprenticeship, my pay will gradually increase all the way to $58 per hour. I plan to keep working as a bus boy making ~$100 per night during this and just stock piling money until my birthday in September. I’d really like to buy a house when I’m 18 and just get it out of the way. I guess

212
r/pkmntcgtrades•

(US,US/WW)[H] Binder [W] Paypal

basically i have a shitload of old cards, jap and english, mostly holos and in good condition. I actually have 2 binders but i have to find the second one so only posting one for now, will update when i find second one :).

https://imgur.com/a/nHImCqd BTW Prices on sleeves are completely arbitrary and should not be read as the card's prices. Thanks :)

EDIT: Are you guys actually interested in the second binder pls lmk :)

EDIT 2: https://imgur.com/a/mutWl01 IS SECOND BINDER :)))))

Edit 3: https://imgur.com/a/ciCoDwk is closeups of what some people asked for.

020
r/IllegalLifeProTips•

ILPT REQUEST How do I get back at a person who won’t pay back money.

Request

Long story short I’m in high school and a “former aquitance” asked me to lend him $280 dollars. For some Godforsaken reason, I did. Now he has been stringing me along and I feel it’s time for me to take action. I work a full time job so the money isn’t too important for me to get back but it ofc would be preferred. He’s a drug dealer and on probation idk how to get to him pls help

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